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Applying for a credit card is easy and requires basic information about the cardholder. Any individual can even apply for more than one credit card. However, it is essential to understand your spending pattern or expenditures to apply for a credit card. Selecting a credit card with relevant benefits and rewards can be the best choice. Next, you can compare all the credit card offers available in the market before applying for a specific credit card. Ensure you understand the eligibility criteria for that particular credit card and have read all the relevant terms and conditions to avoid rejection.