What Are the Alternatives to Debt Consolidation?

What are the other options for managing your debts, such as debt management plans, debt settlement, bankruptcy, or DIY repayment strategies, and how do they compare in terms of effectiveness, cost, and impact on your credit?

Friends, hello everyone. Three months ago, I made a mistake and fell into the hands of scammers, taking a loan from them and not fully studying all the conditions in the contract. Now I plan to consolidate the debt using the simple path financial. Tell me, how do you like this company, should they trust and use their services? Having studied the reviews on the Internet, they aroused my confidence.