You answer:

Taking out a loan was a lifeline for me a few years ago when I worked as a freelancer. Since my clients didn't pay regularly, it was challenging to keep track of my earnings. I would borrow from friends or use my card's overdraft limit to make ends meet. However, when I faced a tight spot and needed to pay rent, I turned to credit9 com for a loan. Though it helped me tide over my immediate expenses, I regretted being stuck with the loan repayment for months.