You answer:

Hi! What's up with your wife? Is it serious? Most loans are given from the age of 21 and only with a certificate of income from an official place of work. Luckily, they have now developed a loan program for people who are just one year old. Read all the questions about credit cards for 18 year olds here https://myfin.us/credit-cards/18-year-old . I won't say for sure, but I think you need an official job for this card as well. Does your son have a job?