Pros and cons of mortgage lending

A home mortgage is a transaction that has many advantages and disadvantages. Before applying, it is advisable to evaluate the pros and cons to see if it is worth opening a mortgage loan. What can you say about this?

The advantages of a mortgage at https://www.moneyexpert.com/ include:
- the opportunity to buy an expensive home in the shortest possible time;
- successful investment in real estate, the price of which is rapidly increasing;
- the opportunity not to wait for the accumulation of the full amount of the object;
- small regular payments on the mortgage loan;
- obtaining a tax deduction for the amount of principal or interest paid;
- opportunity to take advantage of state preferential programs and take a mortgage on attractive terms.

Despite the large number of positive aspects of mortgage lending, there are also disadvantages that alert many potential borrowers. These include:
- high overpayment with long terms;
- The need to gather an impressive package of documents;
- Regular extension of insurance policies of property, life and health;
- Risk of seizure of real estate in case of noncompliance with the terms of the contract;
- Inability to sell the apartment or house until the encumbrance is removed;
- Low chance of getting other loans.

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So the plot... there was this guy who could do calculations and multiplications in his head. And a guy gave him a wristwatch. And then they disagreed and the guy started beating him up and said, "Now let's multiply...".
I think there was something mentioned about Pushkin...

PS If the moderators do not mind, then attach a theme, as I'm sure this theme will need a lot of people to remember the film

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